You landed on this page because you are looking for information on a reliable and experienced Debt Review company. You have also landed on the one page that will tell you everything you need to know about Basson Debt Counsellors (BDC) and why we are the most reliable Debt Review company in South Africa.
Top 10 Reasons Why Basson Debt Counsellors Is South Africa's Most Reliable Debt Review Company
BDC has helped thousands of people clear their debt since 2009
Basson Debt Counsellors is registered with the NCR as mandated by law
Registration number is NCRDC964
Own in-house lawyer to assist all clients
First Debt Review company to have a Debt Review court order granted in the Western Cape
Welcomes clients to either face-to-face, virtual or telephonic appointments
Offers Debt Review throughout South Africa
Investigate reckless lending practices on behalf of consumers
Believes that each client’s circumstances is unique to them and requires a personal and unique solution
Knowledgable and fast feedback to client queries
A strong belief in serving the interests of consumers who are up against large financial institutions
BDC Has Helped Thousands Of People Clear Their Debt Since 2009
Having been in business since 2009, Basson Debt Counsellors has successfully guided their clients to eliminate their debt and gain financial independence through the Debt Review process. The fact that our goal is to eliminate your debt is why we can say that we are the most reliable Debt Review company.
BDC Is Registered With The NCR As Mandated By Law
All Debt Counsellors have to be registered and accredited by the NCR (National Credit Regulator). This is to protect the consumers against the misuse of the Debt Review (also known as Debt Counselling) process. The NCR give consumers protection against potential scammers by keeping a database of all registered, and deregistered, Debt Counsellors. You should expect nothing less from the most reliable Debt Review company.
Basson Debt Counsellors registration number with the National Credit Regulator is NCRDC964
Own In-House Lawyer To Assist All Clients
At Basson Debt Counsellors we have our own in-house lawyer who represents our clients when applying for the Debt Review Court Order. Clients do not need to be present during the court appearance at all unless they would like to attend.
First Debt Review Company To Have A Debt Review Court Order Granted In The Western Cape
Yes, BDC was the first Debt Review company to be awarded a Debt Review court order in the Western Cape. This was at the time when Debt Review was new to consumers and the courts and a lot of applications were rejected due to this. Since then, BDC has guided thousands of over-indebted clients to a life of financial independence.
Welcome Clients To Either Face-To-Face, Virtual Or Telephonic Appointments
BDC believes in the personal approach to Debt Review and that means that we are not scared to see our clients face-to-face, virtually or by telephonic appointment. Actually, we welcome any interaction with our clients, especially face-to-face where possible. We understand that this Debt Review process is challenging and that our clients have many questions throughout the process, not just at the start.
Offers Debt Review Throughout South Africa
Apart from having our own in-house lawyer to assist our clients, we also have a network of lawyers based across South Africa to represent our clients during the court application process. This means that we are able to assist any South African citizen no matter where they live in South Africa and yet another reason why we are the most reliable Debt Review company in South Africa.
Investigate Reckless Lending Practices On Behalf Of Consumers
This is something that any Debt Review company worth their salt would do for all their clients. What does this mean though? Your Debt Counsellor (DC) will request your credit application from the creditor. Once the DC has reviewed the information that your creditor used to give you credit, it may be determined that when the account was granted to you, it made YOU over-indebted. If this is found to be the case, your DC will apply to the court to either reduce or suspend payments and interest on this account.
Belief That Each Client’s Circumstances Is Unique To Them And Requires A Personal And Unique Solution
Yes, you may be over-indebted, like many other South Africans, however, your situation is unique to you. This includes how your a coping with the situation on an emotional level. Whether you are a salaried employee or self-employed, we always try to find the best solution for you.
Knowledgable And Fast Feedback To Client Queries
Our knowledgable team is always ready to answer any questions you may have. In fact, we welcome questions. Too many times consumers do not take their responsibility for the Debt Review process seriously and do not ask questions. Yes, your Debt Counsellor will always try to cover every eventuality for you, but there may be specific questions you have that the DC has not covered. YOU need to speak up and openly communicate with your Debt Counsellor at all times. They cannot read minds, nor would you want them to.
A Strong Belief In Serving The Interests Of Consumers Who Are Up Against Large Financial Institutions
The minute you enter the Debt Review process, you no longer have to deal with the endless calls from creditors or debt collectors. Your Debt Counsellor takes this responsibility for you and makes sure that there is no further communication between you and the creditors or debt collectors. Our Debt Counsellors know the regulations attached to debt collection and do not allow any creditors the opportunity to threaten or intimidate them, as they often do to people who owe them money.
How To Apply For Debt Review With Basson Debt Counsellors
Step 1
Contact Basson Debt Counsellors by email, telephone or come and see us for a face-to-face meeting.
Primary Email Contacts:
Primary Contact Numbers:
021 981 4616
In-house Lawyer
021 910 1223
Step 2
Provide a copy of your ID and proof of income. There could be further documentation that BDC may require from you. It all depends on your unique circumstances.
Step 3
BDC assesses your income and expenses. Once they have determined your reasonable monthly commitments (rent, electricity, food, school etc.), they then determine an amount that you can afford, and is a responsible amount, to offer to all your creditors.
Step 4
You sign an application for Debt Review with Basson Debt Counsellors – the most reliable Debt Review company.
Step 5
Basson Debt Counsellors flag you on the NCR database as being under Debt Review. All credit bureaus update their information from this database. BDC will also notify all your creditors that you have applied for Debt Review and receive all relevant account information from them.
Step 6
Basson Debt Counsellors start negotiating with your creditors about reduced interest rates which will allow for an overall reduction in your monthly contribution to your debt. BDC then has the restructured debt repayment made an Order of the Court or National Consumer Tribunal. While you keep this reduced, single monthly payment up to date, no creditor can take end the Debt Review process OR take legal action against you.
Step 7
Basson Debt Counsellors, through their Payment Distribution Agency (PDA), distributes your single monthly payment to all your creditors. Within 30-40 days of completing the Debt Review process (all your creditors have been paid in full), Basson Debt Counsellors will supply you with a Clearance Certificate. A Clearance Certificate is proof that you have completed the Debt Review process.
Throughout the Debt Review Process
You are welcome to contact Basson Debt Counsellors, the most reliable Debt Review company, at any time if you would like to:
Have any questions you may have answered OR
Increase your monthly contribution due to changing circumstances OR
Make extra payments due to unexpected extra income
What Now?
There is no doubting that being in debt is an extremely stressful experience BUT there is a way you can stop the stress you and your family are experiencing.
Do not be scared of the Debt Review process because you have heard about a bad experience a friend of a friend has had. Please, do your own homework and you will find that Basson Debt Counsellors is South Africa’s most reliable Debt Review company.
If you are currently over-indebted, or heading that way, you need to make contact with Basson Debt Counsellors (BDC) before it is too late. The minute your creditors hand your over-due accounts over for legal action, those accounts can no longer be included in the Debt Review process and THAT is something you want to avoid.
Are you ready to become debt-free? Complete the form below and we will call you back
